About This Website
This website ("NCPD website") is operated under the domain name www.ncpd.apra.gov.au by Fujitsu Australia ABN 67 056 621
491 ("Fujitsu") on behalf of the Australian Prudential Regulation Authority ABN
79 635 582 658 (“APRA”), a Commonwealth statutory authority constituted under
the Australian Prudential Regulation Authority Act 1998 (the “APRA Act”).
Your use of the information, graphics and materials on the NCPD website
("Materials on the NCPD website") is governed by the Conditions of Use set out
below (including the Privacy and Security Statements contained therein).
In addition to the terms contained in the Conditions of Use, there are also
additional terms which govern your use of, and access to, certain sections of
the NCPD website. You should review these additional terms when accessing those
sections of the NCPD website.
Those who use the NCPD website (“NCPD Users”) are deemed to have read and
agreed to the following Conditions of Use:
Conditions Of Use
APRA disclaims and excludes all and any guarantees, undertakings and
warranties, express or implied, and shall not be liable for any loss, damage or
liability whatsoever (including incidental or consequential loss or damage)
arising out of or in connection with any use of or reliance on the material or
information on the NCPD website (whether or not such loss, damage or liability
is caused by the negligence of APRA or its officers, employees, contractors or
agents). However, APRA does not disclaim or exclude any guarantees,
undertakings, warranties or liabilities to the extent that they cannot be
excluded by law. For the avoidance of doubt, other specific limitations of
liability contained in these Conditions of Use do not by implication limit the
generality or scope of this clause.
NCPD Users are subject to these Conditions of Use and any other disclaimers,
notices, statements or terms and conditions displayed on this website. By
accessing, viewing or otherwise using this website, NCPD Users agree to be
subject to these Conditions of Use.
APRA may, at its sole discretion and without notice, vary or modify these
Conditions of Use. Any subsequent access to, or use by NCPD Users of the NCPD
website will constitute an acceptance of those variations or modifications.
NCPD Users agree that where APRA or its representatives are required, by law
or otherwise, to provide a document, they may provide that document
electronically through the links on the NCPD website (so long as that mode of
provision is permitted by law).
Neither APRA nor its officers, employees, contractors or agents guarantees,
warrants or represents the security of the NCPD website, the reliability or
accuracy of any information on or obtainable from or through the website, nor
accepts any responsibility arising in any other way (including by reason of
negligence) for errors in, or omissions from, the information on the website
and does not accept any liability for any loss or damage, however caused
(including by the negligence of APRA or its officers, employees, contractors or
agents), as a result of any person relying on any information on the website or
being unable to access the website.
NCPD Users may not assign their rights and obligations under these Conditions
of Use without the prior written consent of APRA.
Copyright and Trademarks
The information used to generate the Materials on the NCPD website is
confidential information and protected under the APRA Act. APRA holds the
copyright in the Materials on the NCPD website and all rights are reserved.
NCPD Users may download, store in cache, display, print, reproduce and copy
the information in an unaltered form only, for personal, non-commercial
purposes or within and for the purposes of their organisation, provided that
proper attribution is given to APRA. NCPD Users may not re-transmit,
distribute, or commercialise the material without APRA's prior written
permission. Requests for such permission should be addressed to:
Manager, National Claims and Policies Database
Australian Prudential Regulation Authority
GPO Box 9836
SYDNEY NSW 2001
Other than for any use permitted under the Copyright Act 1968, all other
rights are reserved.
“APRA” and “NCPD” are trademarks of APRA.
As an identified NCPD User, your usage of this NCPD website will be monitored
for administrative purposes. Your NCPD User details will only be used for the
purpose for which they have been provided and will not be added to any mailing
list not related to the National Claims and Policies Database. We will not use
your e-mail address for any other purpose, and will not disclose it, without
APRA understands and appreciates that NCPD Users are concerned about privacy
and about the confidentiality and security of information we may gain about you
whilst you are online. APRA is committed to protecting your privacy.
APRA is bound by the Privacy Act 1988 and the National Privacy Principles set
out in that Act. We only collect personal information about you as an NCPD User
that is necessary to perform our functions and activities in relation to the
National Claims and Policies Database. We make every reasonable effort to
protect all personal information that we hold about NCPD Users from misuse and
loss. We also make every reasonable effort to protect it from unauthorised
access, modification and disclosure.
Manager, National Claims and Policies Database
Australian Prudential Regulation Authority
GPO Box 9836
SYDNEY NSW 2001
This is a cookie-free site. When you look at the NCPD website, the NCPD
servers make a record of your visit and log the following information:
the NCPD User's server address, the NCPD User's top level domain name (for
example .com, .gov, .au, .uk etc)
the date and time of visit to the site
the pages accessed and files transmitted
the previous site visited
the type of browser used
If your browser is suitably configured, it will advise you whether the
information you are sending us will be secure (encrypted) or not secure
(unencrypted). If secure transmission is indicated, the NCPD web site currently
uses SSL encryption.
APRA and Fujitsu regularly review developments in security and encryption
technologies. Unfortunately, no data transmission over the Internet can be
guaranteed as totally secure. Accordingly, although APRA strives to protect
such information, APRA cannot ensure or warrant the security of any information
NCPD Users transmit to us. Once we receive your transmission to the NCPD, we
make every reasonable effort to preserve the security of the information in the
APRA applies a range of security controls to protect the NCPD website from
unauthorised access. However, NCPD Users should be aware that the World Wide
Web is an insecure public network that gives rise to a potential risk that a
user's transactions are being viewed, intercepted or modified by third parties
and that files which the NCPD User downloads may contain computer viruses,
disabling codes, worms or other devices or defects.
APRA accepts no responsibility for, and shall not be liable for, any
interference with or damage to an NCPD User's computer system, software or data
occurring in connection with or relating to this website or its use (even if
such interference or damage arises out of the negligence of APRA or its
officers, employees, contractors or agents). NCPD Users are encouraged to take
appropriate and adequate precautions to ensure that whatever is selected from
this site is free of viruses or other contamination that may interfere with or
damage an NCPD User's computer system, software or data.
APRA collects data in relation to the NCPD using its powers under the
Financial Sector (Collection of Data) Act 2001. NCPD Users who contribute data
from organisations that are not regulated by APRA agree to abide by the terms
of the Act in relation to data submitted to the NCPD.
By submitting data to the NCPD, NCPD Users warrant that the data satisfies
the requirements of the Financial Sector (Collection of Data) Act 2001, the
reporting standards made under that Act and any directions issued by APRA from
time to time (subject to any exemptions granted in writing by APRA).
NCPD Users accept responsibility for all information and material submitted
by them to the NCPD. NCPD Users agree that they shall not submit any
information or material that is not required under the reporting standards
relating to the National Claims and Policies Database.
Any information and material transferred to APRA becomes the property of APRA
upon completion of the transmission.
APRA reserves the right not to use the material submitted by you for the
Third Party Software
Unless otherwise indicated, software downloads available via links from the
NCPD web site are third party products. These products may be subject to a
licence agreement between you and the relevant product owner. To the extent
permitted by law, APRA accepts no liability in respect of such third party
products or in respect of loss, damage or liability arising out of the use or
operation of such third party products, and APRA provides no warranty and gives
no endorsement in respect of such products or any party connected with them.
All information contained on the NCPD website is given in good faith and has
been derived from sources believed to be accurate. While we have made every
reasonable effort to ensure that information is free from error, APRA does not
represent or warrant the accuracy, adequacy or completeness of Materials on the
NCPD website. APRA recommends that NCPD Users exercise their own skill and care
with respect to the use of or reliance on that material or information as it
may not be complete or accurate for their purposes. All information on the NCPD
website is subject to change without notice.
These Conditions of Use, the agreement constituted by your use of the NCPD
website or of the Materials on the NCPD website, and/or your access as an NCPD
User to the NCPD website may be terminated at any time by APRA or Fujitsu
without notice. However, all licences, authorisations and permissions granted
by you, and assumptions of responsibility by you, in or under these Conditions
of Use which relate to the content, quality or use of the information provided
by you to the NCPD website, and all disclaimers and limitations of liability
relating to APRA in these Conditions of Use, will survive termination.
This Agreement and the resolution of any dispute arising hereunder shall all
be governed and construed in accordance with the laws of the State of New South
Wales. NCPD Users consent to the jurisdiction of the courts of the State of New
Account and Password
NCPD Users are responsible for maintaining the confidentiality of their NCPD
account name and password. NCPD Users are solely responsible for the use of
their NCPD account, whether or not authorised by the NCPD User. NCPD Users
agree to immediately notify APRA or Fujitsu of any unauthorised use of their
Links to External Websites
The NCPD website contains links to other websites that are external to APRA.
APRA takes reasonable care in linking websites but has no direct control over
the content of the linked sites, or the changes that may occur to the content
on those sites. It is the responsibility of the user to make their own
decisions about the accuracy, currency, reliability and correctness of
information contained in linked external websites.
Links to external websites do not constitute an endorsement or a
recommendation of any material on those sites or of any third party products or
services offered by, from or through those sites. Users of links provided by
the NCPD website are responsible for being aware of which organisation is
hosting the website they visit.
NCPD Users agree to indemnify APRA, Fujitsu, their IT service providers and
the third party owners of software products mentioned in clause 25 against
loss, damage or liability arising out of the breach by the NCPD Users of these
Conditions of Use or out of any deliberate or negligent misuse of the NCPD
website or of the NCPD User’s account.